Mr. Mensan Adeboke Affambi is a highly trained and experienced banker, having carved out his niche in the industry through years of dedicated services and training. His expertise in banking traverses different key areas, including Business Promotions, Credits and Corporate Governance.
Mr. Affambi was appointed as the Managing Director of Sahel Sahara Bank in March 2016. Prior to this appointment, he was the Deputy Managing Directorof BSIC Togo, a position he held from 2009. He also served BSIC Togo as its Director of Credit and Sales at different times.
Mr. Affambi held other key positions with a number of other banks, notably at International Bank for Africa in Togo (BIA-TOGO) where he served as the Head of Corporate and Retail Customer Service Department of the Bank.
Mr. Affambi’s expertise transcends the banking industry. He was the Deputy Supervisor in charge of Administration and Business Development at Quality Oil of North Carolina. He also served as Project Coordinator for a number of projects that were undertaken by the Togolese Education Ministry.
Mr. Affambi is also well versed in corporate governance, having been a Board member of BSIC Chad and BSIC Senegal as well as the secretary to the Board of Directors of BSIC Togo.
Mr. Affambi holds a Master’s Degree in Ports Management & Administration, a second Master’s Degree in Public Management & Administration and a Post-Graduate Diploma in Economic Development Policy all from the University of Anvers (Belgium). These are in addition to a Bachelor of Science Degree in Economics and a Diploma in Advance Special Studies in Banking that he obtained from the University of Benin (Lomé, Togo) and the Technical Institute of Banking (ITB) (France) respectively as well as other specialized courses in banking and finance.
Mr. Affambi is also an accomplished academic and writer. He was a lecturer at the Faculty of Economic Sciences and Management at the University of Benin, Lomé. He has also authored several articles on economic and finance.
Mr. Affambi is married with two children.
Deputy Managing Director
He was born on 27th April 1968. Dr Kojo Aboagye- Debrah is currently the Deputy Managing Director of the Bank
Prior to this Dr. Aboagye-Debrah, worked with Stanbic Bank Ghana, where he served as an executive advisor to the Chief Executive, he also served as the executive member of the Bank responsible for Business Development. During his 7 year tenure at Stanbic Bank, he supported the executive management to grow Stanbic from a small network to its current state of a Tier 1 Bank.
Dr Aboagye-Debrah had previously worked with Merchant Bank Ghana, now Universal Merchant Bank, as head of Research and Strategy as well as the team leader for Corporate and Institutional Banking from 2000 to 2007.
He also served as Senior Banking Officer at Metropolitan and Allied Bank now UT Bank. He also worked as Investment Analyst at SSNIT and Senior Financial Analyst with United Securities and Trust Limited.
Dr Aboagye-Debrah is a Fellow of the University of Ghana, Legon (UG/USAID, 1993-1995). He holds a PhD in Strategic Management from Business University of Costa Rica, an Mphil in Economics and a BA Hons in economics from the University of Ghana, Legon (1996 and 1992 respectively).
Kojo’s main hobby is lecturing and supervising academic research at the graduate programs of KNUST, IDL/CEMBA, UGBS, MUCG, Netherlands Business School and the National Banking College. Kojo also doubles as an external examiner to some of these Universities.
Head, Audit and Inspections
A Chartered Accountant by profession, he holds an MBA Accounting option from the University of Ghana Business School. Mr. Najib is also a Fellow - Association of Certified Accountants (ACCA), UK, Member - Institute of Chartered Accountants (ICA) Ghana and Institute of Internal Auditors (IIA) Ghana. He is an astute banker with 13 years of working experience.
Mr. Muhammed previously worked with Ernst & Young – Ghana, SG-Ghana, The Trust Bank and Guaranty Trust Bank Ghana.
He was employed in the Credit Department in 2008, became Deputy Head of the Department until 2012 when he was appointed the Head of the Department. He has worked with Merchant Bank, Cal Bank as a Relationship Manager, A-BAS Consulting and Price water house Coopers as a Consultant as well as CDH Financial Holdings and NTHC Limited.
He specializes in Credit Management, Financial Analysis and Management. He holds a BSc Administration (Banking and Finance) from the University of Ghana.
Head, Banking Operations
Mr. Andoh-Yamoah joined BSIC in 2008 and was attached to the Banking Operations Department.
He was made the Head of Department in 2012. Prior to joining BSIC, he worked with then Bank for Housing and Construction and also with Amalgamated Bank now Bank of Africa. He holds an International Executive MBA from Paris Graduate School of Management, BSc Administration (Accounting) and Diploma in Accounting from the University of Ghana, Legon.
Head, Legal and Company Secretary
Muctar Moubarak Abbas holds a Bachelor of Laws Degree (LLB) from the University of Ghana.
He is a member of the Ghana Bar Association, having been called to the Ghana Bar in 2001. He is also an Associate Member of the Chartered Insurance Institute (CII), UK. Mr. Abbas was a partner at Law Bureau, a private law firm in Accra where he was in charge of corporate & commercial practice. He has served as an external legal advisor and Company Secretary for many multinational companies in Ghana, including some financial institutions. He also worked as a consultant for some local and international organizations, including TIZ, Ghana Integrity Initiative (Transparency International- Ghana), Judicial Service, Law Reform Commission and a Part -Time lecturer in Company and Constitutional law at the University of Ghana, City Campus
Head, Risk Management and Compliance
Prior to joining the Bank, Mr. Brown worked with ProCredit Savings and Loans Company Ltd as Regional Manager between 2008 and 2009.
Mr. Isaac Adotey Kwashi Brown started with Sahel-Sahara Bank as a Branch manager and subsequently, became the Deputy Head, Banking Operations Department, the Head, Credit Administration Unit, and currently the Head, Risk Management and Compliance Department.
As Head, Risk Management and Compliance Department, he is responsible for controlling risk effectively, provide credible asset portfolio management, develop and monitor structures and procedures for data loss, key risk indicators, risk and control assessments, information risk management practices, business continuity management, fraud risk management and compliance risk control and management.
Mr. Isaac Adotey Kwashi Brown holds a Commonwealth Executive Master of Business Administration from Kwame Nkrumah University of Science and Technology, a Bachelor of Science in Administration (Banking & Finance) from the University of Ghana, and a Teacher’s certificate A, from the Ada College of Education, Ghana.
He is also a Fellow of the Institute of Loan & Risk Management (Ghana) , Micro-finance Association (UK), and an Associate member (Chartered Banker), Chartered Institute of Bankers, Ghana.
Head, IT Department
Ms. Grace Nebbah is the Head of IT.
She holds a BSc. Administration (Banking and Finance) from the University of Ghana and IT professional Certification from NIIT, Ghana. Prior to joining BSIC, Ms. Nebbah worked as a Systems Administrator with Pro Credit Savings and Loans Company Limited. She is currently pursuing an MBA in Project Management at the Ghana Institute of Management And Public Administration.
Mrs. Charlotte Mawusi Opoku is the Bank’s Treasurer.
She joined Sahel - Sahara Bank from SDC group as an Investment Analyst and a Senior Dealer for SDC Finance and Leasing Company. With a wealth of experience in Investment and Treasury Management, she holds a Bachelor of Arts Degree in Economics from the University of Ghana and an MBA in Banking and Finance at the Paris Graduate School of Management.
Head, HR and Administration
Mr. Abdul-Wahab Adam has been the Head of Human Resource and Administration since 2012. Prior to his appointment to this role, he was the Head of Budget & Payroll a position he held since joining the Bank at its inception in 2008.
Mr. Adam’s expertise cuts across an array of disciplines including Human Resource Management, Compensation Management, Industrial Psychology, Project Planning and Management, Strategic Planning and Financial Management.
He joined Sahel-Sahara Bank (BSIC Ghana Ltd) from the Ministry of Finance where he was a Senior Budget Analyst.
Mr. Adam holds a Master of Business Administration Degree (MBA) in Finance from University of Leicester, UK and a Bachelor of Education Degree in Mathematics concurrently obtained with a Diploma in Economics from the University of Cape Coast.
He is also a member of the Society of Human Resource Management (SHRM), USA.
Head, Business Promotions and Development
Belinda Akorfa Adopka is the Head, Business Promotions and Development Department.
She holds a BSc in Mathematics and Statistics from the University of Cape Coast, prior to joining the bank she worked with SSNIT as data analyst. Belinda started as an AML officer with Sahel Sahara Bank and subsequently as a dealer with the treasury department and then as the Deputy Head of the Department. With such a position she also had the opportunity to occasionally act as the Head of department which she did with precision and dint of purposefulness. She is currently pursuing her MBA (Finance) with Edinburgh Business School (Heriot Watt), Scotland.
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