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SAVINGS ACCOUNT

Is an Interest bearing account that is useful to a customer with targets towards the future.

Customers can save towards; Marriage, Purchase of an asset, Travelling, Education, Pilgrimage. Etc.

 

Features/Characteristics;

  • Initial Deposit Of Ghs 50.00
  • Minimum Balance Of Ghs 20.00
  • Withdrawals can be made by ATM or at any Branch of the Bank
  • Competitive interest rates.
  • Withdrawals are limited to four (4) times a month
  • Quarterly Statement of account on request
  • Savings Withdrawal Booklet For Withdrawals
  • Four (4) Withdrawals Per Month

 

Savings Account Type/Requirements

 

  1. a.      Individual Savings A/C
  • 2 Passport-size photograph of Applicant
  • Copy of National ID of applicant
  • Utility Bill/Tenancy Agreement (Not More Than Three Months Old)
  • An Initial Deposit
  • A completed and signed account opening form

 

  • Benefits
    • Cash Withdrawal Facility
    • High Interest Rate
    • Member Of The BSIC Family
    • Facilitates a savings culture.

 

  1. b.     Joint Savings A/C
  • 2 Passport-size photographs per each Applicant
  • Valid  National ID of both applicants
  • Letter of Resolution to open an account in joint names
  • Utility Bill/Tenancy Agreement (Not More Than Three Months Old)
  • An Initial Deposit
  • Completed And Signed Sahel Joint Savings Application Form
  • Benefits
    • Member Of The BSIC Family
    • Shared Investing
    • Transparency
    • Encourages a Savings Habit
    • Effective Budgeting

 

 CURRENT ACCOUNT

It is a standard demand deposit account. Full services account that enables holder to withdraw cash and to pay for given services through a cheque. It is available to all individuals and corporate organizations.

Features/Characteristics

  •   Once the account is opened, a personalized cheque is given to the account holder within 48 hours.
  •   Monthly statements are sent to holders for free as well as interim statements on request.
  •   Lodgments/Deposits into the account can be by cash, cheques or transfers.
  •   Withdrawals can be made by ATM or at the counter by cheques.

 FOREIGN PRODUCTS

Foreign Exchange Account (Forex)
BSIC (Ghana) Ltd. offers customers the opportunity to operate foreign exchange accounts (Forex).
These accounts can be operated in any of the following convertible currencies:
GBP   USD   EUR   CFA   FFR

Features/Characteristics

  •   Lodgments into these accounts are restricted to funds sourced within Ghana
  •   Transfers out of these accounts requires documentation.
  •   Customers who lodge cash into these accounts may withdraw at anytime with or without notice.
  •   Withdrawals by customers who lodge cheques or transfer funds attract a charge.

 FOREIGN CURRENCY ACCOUNT

BSIC (Ghana) Limited foreign currency account is a full service account that can be maintained in the following convertible currencies:
GBP   USD   EUR   CFA   FFR

Lodgements into these accounts are restricted to sources outside Ghana and include the following:

  •   Travelers Cheques
  •   Foreign Drafts
  •   Inward Remittances
  •   Foreign Cheques

Features/Characteristics

  •   Transfers from these accounts are unrestricted and are not covered by any documentation
  •   Cash withdrawals from these accounts attract charges.