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BANK OF GHANA SECURITIES

The Treasury management arm of the Bank can purchase Government securities for customers and non-customers. These securities are tenured for ninety-one (91) days, one hundred and eighty-two (182) days and three hundred and sixty five (365) days.

Features/Characteristics

  •   These are discount papers which can be sold to other parties at a discount.
  •   Interest rate is determined by the Bank of Ghana.
  •   It is available to both customers and non-customers.

Procedure To Initiate Investment

  •   A customer completes an application form available at the customer service desk at the bank.
  •   The amount involved, less the interest amount is debited to the customer's account and receipt issued.
  •   Upon Maturity, the holder is credited with the full value of the bill.

 FIXED DEPOSIT

It is an investment product with an attractive interest rate.

Features/Characteristics

  •   The rate is determined based on the amount invested.
  •   It is available to both customers and non-customers.
  •   Customers may request for their funds at a discount before the maturity date of the principal investment.
  •   There are opportunities to re-invest the principal and the interest on maturity of the initial investment.
  •   Different investments can be made by the same customer at different periods.

Procedure To Initiate Investment

  •   Investor requests for the product by completing a form available at the customer service Desk at the Bank.
  •   The amount involved is debited to the customer and an advice given.
  •   Upon maturity, the full value plus the interest earned is credited to the customer.